zhouyueyue: Your credit scores are calculated us
Your credit scores are calculated us
At the same time, I really can't imagine ever living anywhere else. I'm not so much complaining as I am pointing out that these 4-H days (hot, humid, hazy, and one hundred degrees) have quite a powerful effect on people. These days seem to bring on a certain malaise in folks, what I call not just the summertime blues Darius Slayton Youth Jersey , but the 4-H summertime blues.
Let's looks at several different types of summertime blues, and what we can do about them.
GENERIC SUMMERTIME BLUES
For some people, the heat simply wears them out and keeps them inside. The heat saps their energy and motivation. Once inside, it's very easy to become inactive, lethargic, and get a little bit of cabin fever. You wind up getting most of your exercise from channel surfing.
Suggestions:
Get outside! Take the necessary precautions Julian Love Youth Jersey , just get outside.
Malls, gyms and theaters are air-conditioned. Go do something. How many reruns can you watch, looking at other people live while you waste away?
INVERSE CHILDHOOD BLUES
Part of the problem with summer is we have gotten something backward in our culture. Here's what I mean. When we were kids, we had the summer off, and even if we knew what we wanted to do, we didn't have the money or the ability to do it. Now that we are adults Oshane Ximines Youth Jersey , we know more of what we want to do, may have some discretionary income to spend, and we have to work all summer.
Suggestions:
What's one thing you always wanted to do as a child that you could do now, maybe even just a little?
Do something child-like. A squirt gun fight or a slip-and-slide in the front yard could be a blast.
TRANSITION BLUES
For some people, the beginning of summer brings a time of transition, such as a graduation Deandre Baker Youth Jersey , or perhaps an impending move. Whatever it may be, transition involves the end of one phase of life, and with it, a possible sense of loss. While this may be called good stress, it's still stress. Transition also involves the beginning of another phase of life.
Suggestions:
Make room for the sadness that the end of one phase of life can bring.
Celebrate the accomplishments of the phase of life that is ending.
Make room for the excitement a new stage of life can bring. What can you look forward to with anticipation? What is something you can do now that you couldn't do before?
VACATION BLUES
For some people, vacations can be the most stressful time of the year. Trying to cram a year's worth of leisure and living into a few days or two weeks can be exhausting.
Suggestions:
Think small Dexter Lawrence Youth Jersey , aim low, go slow. Trash the itinerary and have fun.
Consider vacationing at home. It can be incredibly restful. And inexpensive.
POST-VACATION BLUES
This is what psychologists call "post-reinforcement pause." What this means is a slump after lots of good stuff. Sometimes coming back to the same routine can be very difficult. This is even more difficult when you feel like you need a vacation from your vacation.
Suggestions:
Come back in time to give yourself at least a day of transition between vacation and work.
Make several small vacations instead of one large one.
Make sure you have something else to look forward to after your vacation.
CHRONIC BLUES
Chronic blues can be defined as pervasive sadness or depression. Chronic blues are experienced by people who are already feeling sad or depressed, and the summer heat just seems to intensify the problem. Sometimes even well-meaning friends, in their efforts to cheer you up, can make you feel worse. If you recognize yourself in this category, try the suggestions I've already mentioned and make an appointment with your doctor and then a good therapist.
There's no shame in asking for help if you feel depressed; the only shame is in not asking for help.
While summer is traditionally a time to relax and enjoy Daniel Jones Youth Jersey , it's not always that way for everyone. If you find yourself in any of the above categories, use these suggestions for curing the summertime blues.
For more tips and tools for successful living, you are invited to visit Jeff Herring's
Understanding Your Credit Score
Any time you apply for a new line of credit including credit cards, car loans, mortgages, and even school loans Lawrence Taylor Womens Jersey , lenders need to know how much of a credit risk you are, and they will decide whether or not to approve you based on your credit score. Your score helps lenders determine whether or not they can extend to you a new line of credit and if so, how much and at what interest rate. In short, your credit score helps creditors predict whether or not you will be able to pay them back.
Where Does Your Credit Score Come From?
So where does your credit score come from, and what does your credit score mean? The most commonly used credit scores come from the Fair and Isaac Corporation (FICO), and you have three scores from three different credit bureaus – Expe-rian Darian Thompson Womens Jersey , TransUnion and Equifax. Your credit scores from each bureau are calculated using at least one account that has been open for six months and one account that has been updated within the past six months. Your score might be different at each bureau, as each may have different infor-mation on you. Some lenders use only one bureau’s score, and others will use all three.
Five Criteria for Calculating Credit Scores
Your credit scores are calculated using five main criteria. Your payment history makes up 35 percent of your score; how much you owe makes up 30 percent; 15 percent for your length of history;. cheap air max 2019 cheap jordans womens Cheap Nike Shoes Cheap Nike Shoes cheap nike shoes online Cheap Authentic Air Max Cheap Nike Basketball Shoes Cheap Air Max Womens Cheap Nike Air Max 2018 Cheap Nike Air Max 90
Add comment